Pumpkin Chocolate Chip Bread is the kind of recipe that makes a kitchen feel like home. The moment the loaf hits the oven, the air fills with warm cinnamon, spiced pumpkin, and sweet notes of melting chocolate. This bread delivers everything I love about autumn baking moist texture, cozy spice, and a touch of indulgence.
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Whether you're baking it for a family breakfast, a Thanksgiving treat, or just to brighten a chilly afternoon, this pumpkin chocolate chip bread brings comfort in every bite. The pumpkin purée keeps it tender and rich, while the chocolate chips melt into little pockets of sweetness. One slice, and you'll understand why it's a classic worth keeping on repeat all season long.
Why You'll Love This Recipe
Key Benefits
- Easy to make - no mixer required, just a whisk and a bowl.
- One-bowl batter - quick cleanup.
- Family favorite - perfect for kids and adults alike.
- Moist and flavorful - thanks to pumpkin purée and buttermilk.
Taste & Texture
Every bite is soft, tender, and moist never dry. The pumpkin brings a velvety crumb, while cinnamon and pumpkin pie spice layer in cozy warmth. And then there's the chocolate gooey, melty, and irresistible against the spiced bread.
Dietary Attributes
This recipe can easily be adapted for different diets:
- Dairy-free - swap oil for butter and use non-dairy buttermilk.
- Refined sugar-free - use coconut sugar and dark chocolate chips.
- Nut-friendly - toss in walnuts or pecans for added crunch.
Ingredients & Substitutions
Ingredient List
- 1 ¾ cups all-purpose flour
- 1 teaspoon baking soda
- 1 teaspoon ground cinnamon
- 1 teaspoon pumpkin pie spice
- ½ teaspoon salt
- 1 cup pumpkin purée (not pumpkin pie filling; add extra ½ cup for super moist bread)
- ¾ cup brown sugar or coconut sugar
- ½ cup granulated sugar
- 2 large eggs, room temperature
- ½ cup vegetable oil or melted butter
- ¼ cup buttermilk or water
- 1 ½ teaspoons pure vanilla extract
- ⅔ cup semi-sweet chocolate chips, divided

Notes on Quality
- Pumpkin Purée - Use 100% pure pumpkin, not pumpkin pie filling (which has added sugar and spices). Homemade purée works beautifully if you've roasted fresh pumpkin.
- Chocolate Chips - Semi-sweet works best, but dark chocolate adds a deeper richness.
- Spices - Freshly ground cinnamon makes a big difference in flavor.
Possible Substitutions
- No buttermilk? Use ¼ cup milk + ½ teaspoon lemon juice or vinegar.
- Want to cut sugar? Use only brown sugar for a deeper, less sweet flavor.
- Swap spices - Try allspice or nutmeg if you're out of pumpkin pie spice.
Step-by-Step Instructions
- Preheat Oven - Set to 350°F (175°C). Grease a 9×5-inch loaf pan or line it with parchment.
- Mix Dry Ingredients - In a medium bowl, whisk flour, baking soda, cinnamon, pumpkin pie spice, and salt.
- Mix Wet Ingredients - In a large bowl, whisk pumpkin purée, both sugars, eggs, oil (or butter), buttermilk, and vanilla until smooth.
- Combine - Gently fold dry ingredients into wet, being careful not to overmix.
- Add Chocolate Chips - Stir in ½ cup of the chocolate chips.
- Fill Pan - Pour batter into prepared pan and smooth the top. Sprinkle remaining chocolate chips on top.
- Bake - Bake for 55-65 minutes, or until a toothpick inserted in the center comes out mostly clean (a little melted chocolate is fine!).
- Cool - Let bread rest in the pan for 15 minutes, then transfer to a wire rack to cool completely before slicing.

Expert Tips & Tricks
Best Practices
- Use room-temperature eggs for better texture.
- Don't overmix the batter gentle folding ensures a tender crumb.
- Tent with foil if the top browns too quickly.
Common Mistakes
- Dry bread - Usually from overbaking. Start checking at 50 minutes.
- Dense loaf - Caused by overmixing or expired baking soda.
- Too sweet - Adjust sugar or use dark chocolate chips for balance.
Time-Saving Tips
- Make two loaves at once freeze one for later.
- Pre-measure dry ingredients and store in a jar for a "pumpkin bread mix."

Serving Suggestions
Pairings
- Warm with a pat of butter or cream cheese.
- A drizzle of maple glaze for a dessert-like finish.
- Pair with fresh fruit or a yogurt parfait for breakfast.
Presentation Ideas
- Dust with powdered sugar before serving.
- Serve slices on a wooden board with nuts and extra chocolate chips scattered around for a rustic touch.
Beverage Pairings
- Hot coffee or chai latte for cozy mornings.
- A glass of cold milk for kids.
- Mulled cider or dessert wine for autumn gatherings.
Storage & Reheating
Leftover Storage
- Store at room temperature in an airtight container for up to 3 days.
- Refrigerate for up to 1 week.
- Freeze tightly wrapped for up to 3 months.
Reheating Methods
- Microwave slices for 15-20 seconds.
- Toast lightly for a warm, slightly crisp edge.

Frequently Asked Questions
Substitutions & Adjustments
Can I make this with whole wheat flour?
Yes replace half of the all-purpose flour with whole wheat. The bread will be denser but flavorful.
Can I bake this as muffins?
Absolutely. Bake at 350°F for 18-22 minutes.
Troubleshooting
Why is my bread sinking in the middle?
It may be underbaked or too much moisture was added. Be sure to measure pumpkin carefully.
How do I make it less sweet?
Use less granulated sugar or swap some chocolate chips for nuts.
Variations & Customizations
Dietary Adaptations
- Vegan - Replace eggs with flax eggs, use non-dairy milk, and coconut oil instead of butter.
- Gluten-Free - Use a 1:1 gluten-free flour blend.
Flavor Twists
- Add a handful of chopped walnuts, pecans, or hazelnuts.
- Stir in dried cranberries or golden raisins for a festive twist.
- Swirl in cream cheese filling for a bakery-style loaf.
Seasonal/Holiday Versions
- Add a dusting of cinnamon sugar before baking for a festive crust.
- For Thanksgiving, serve with whipped cream and a sprinkle of nutmeg.

Your Turn to Cook
This pumpkin chocolate chip bread is more than just a loaf it's a slice of autumn comfort, ready whenever you need it. From the golden crust to the melty chocolate pockets, it's a recipe that never disappoints. I hope you'll bake it, share it, and make it part of your seasonal traditions.
Tell me will you be enjoying this with coffee in the morning, or as an evening treat by the fire?
Print
Pumpkin Chocolate Chip Bread
- Prep Time: 15 minutes
- Cook Time: 55 minutes
- Total Time: 1 hour 10 minutes
- Yield: 1 loaf 1x
- Category: Dessert / Snack
- Cuisine: American
Description
This Pumpkin Chocolate Chip Bread is moist, spiced, and dotted with melty chocolate chips. It's the ultimate fall baking recipe perfect for breakfast, snack time, or dessert.
Ingredients
- 1 ¾ cups all-purpose flour
- 1 teaspoon baking soda
- 1 teaspoon ground cinnamon
- 1 teaspoon pumpkin pie spice
- ½ teaspoon salt
- 1 cup pumpkin purée (not pumpkin pie filling; add extra ½ cup for super moist bread)
- ¾ cup brown sugar or coconut sugar
- ½ cup granulated sugar
- 2 large eggs (room temperature)
- ½ cup vegetable oil or melted butter
- ¼ cup buttermilk or water
- 1 ½ teaspoons pure vanilla extract
- ⅔ cup semi-sweet chocolate chips (divided)
Instructions
- Preheat oven to 350°F (175°C). Grease a 9×5-inch loaf pan or line with parchment paper.
- In a medium bowl, whisk together flour, baking soda, cinnamon, pumpkin pie spice, and salt.
- In a large bowl, whisk pumpkin purée, sugars, eggs, oil (or butter), buttermilk, and vanilla until smooth.
- Gently fold dry ingredients into wet, mixing until just combined.
- Stir in ½ cup chocolate chips.
- Pour batter into prepared loaf pan and sprinkle remaining chocolate chips on top.
- Bake for 55-65 minutes, or until a toothpick inserted in the center comes out mostly clean.
- Cool 15 minutes in pan, then transfer to a wire rack to cool completely before slicing.
Notes
- For extra moist bread, use 1 ½ cups pumpkin purée.
- Swap in dark chocolate chips for a richer flavor.
- This bread can be baked as muffins (18-22 minutes at 350°F).
Nutrition
- Calories: 270







